Insurance

Travel insurance for your journey

We ask all guests travelling with Oak Hall to ensure they are covered by a suitable travel insurance policy for the full duration of their holiday. We strongly recommend taking out insurance at the time of booking, as many policies cover costs incurred if you have to cancel.

Why book travel insurance?

For a relatively small premium, a good travel insurance policy can cover:

  • emergency medical treatment and repatriation
  • cancellation or curtailment of your trip
  • loss, theft or damage to personal belongings
  • loss of cash or travel documents

Finding the right travel insurance

While we are unable to recommend a specific insurer, many guests find it helpful to use a comparison website (such as MoneySuperMarket) to compare policies and choose suitable cover.

Some credit card providers and bank accounts include travel insurance, and you may already hold an annual policy. Please ensure that any existing cover meets the requirements outlined below.

What to check before you travel

Not all travel insurance policies are the same, so please check your policy carefully to make sure it is suitable for you. In particular, check that:

  • you are covered for medical treatment and cancellation due to illness
  • the policy covers the activities you plan to take part in
  • you are covered in the countries you are visiting
  • any pre-existing medical conditions are declared and covered

Healthcare in Europe (Global Health Insurance Card – GHIC)

If you are resident in the UK and travelling in Europe, make sure you have a valid GHIC (or an unexpired European Health Insurance Card – EHIC). A GHIC is free and can help you access state-provided healthcare while abroad. Some travel insurance providers require you to have one.

You can apply or find out more at: www.ghic.org.uk

Please send us your insurance details

When paying the balance for your holiday, please input into your booking the details of your travel insurance policy. This allows the group leader to contact the insurer on your behalf if required.

Winter Sports Cover

If you are travelling with us on a winter holiday, winter sports cover is essential. Please ensure your policy includes appropriate cover for the activities you plan to take part in.

Winter sports cover may include:

  • Equipment – cover for loss, damage or theft of skis, snowboards, helmets, etc.
  • Alternative equipment hire – if your equipment cannot be used
  • Piste closure – compensation if pistes are closed for a minimum period
  • Off-piste activities – often covered only when skiing with a qualified instructor
  • Ski pass – replacement costs if your pass is lost
  • Medical costs – treatment following injury on the slopes
  • Pre-existing medical conditions – if declared and accepted
  • Hire costs – for cancelled activities due to illness or injury
  • Personal liability – legal costs if you cause injury to another person
  • Avalanche delays – cover for disruption caused by avalanches

(MoneySuperMarket: please note, Oak Hall does not receive a commission from this link)